Sterling Trust is a  UK debt charity formed to help people in financial difficulties to manage their unsecured debt themselves, completely free of charge.

Why pay a Debt Management Company to manage your debt if you are able to do so yourself?

The way that this is done is to give the general public free and unlimited access to the charity self-help website. On here we have interactive forms that once completed, allow people to generate all the letters and forms they are ever likely to need to make payment arrangements with their creditors on an ongoing basis.

The program is flexible so if your income increases you can make a few changes and your creditors receive more money which reduces your debt burden quicker. You can also reduce your payment if your income decreases. A system which is totally tailored to you and your needs. Who better to manage your debts than you?

If you do for any reason have any difficulty we do have a helpline with trained advisors at hand to answer any questions you might have about using the site or just to put your mind at rest. Please note that this is not a free helpline - although you can either email us or use the 'Live Chat' facility for free if you have any problems using the site.

Generally creditors are quite understanding when someone has a change of circumstance, but they do need to be kept up to date with any financial changes you may have.

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