| Income |
Week |
Month |
Year |
|
Notes |
| Net wage or salary |
|
|
|
This is AFTER all dedustions for tax NI etc |
|
| Partner's wage or salary |
|
|
|
This is AFTER all dedustions for tax NI etc |
|
| Private pension |
|
|
|
|
|
| State pension |
|
|
|
|
|
| Rental income |
|
|
|
If you have a second property you let etc. |
|
| Lodger |
|
|
|
|
|
| Employed children |
|
|
|
Any contribution they may pay towards housekeeping should be included here |
|
| Income Support |
|
|
|
|
|
| Working Families Tax Credit |
|
|
|
|
|
| Child tax Credit |
|
|
|
|
|
| Other Tax Credit |
|
|
|
|
|
| Housing Benefit |
|
|
|
|
|
| Council Tax Benefit |
|
|
|
|
|
| DLA |
|
|
|
|
|
| Incapacity Benefit |
|
|
|
|
|
| Carers Allowance |
|
|
|
|
|
| Part time employment |
|
|
|
This is AFTER all dedustions for tax NI etc |
|
| Other income |
|
|
|
For any income not in the list |
|
| Other income |
|
|
|
For any income not in the list |
|
| Other income |
|
|
|
For any income not in the list |
|
| |
£0.00 |
£0.00 |
£0.00 |
|
|
| |
|
|
|
|
|
| Total Monthly Income |
|
£0.00 |
|
|
|
| |
|
|
|
|
|
| |
|
|
|
|
|
| Expenditure |
Week |
Month |
Year |
|
Notes |
| |
|
|
|
|
|
| Mortgage |
|
|
|
|
|
| Rent |
|
|
|
|
|
| Lodgings |
|
|
|
|
|
| Second mortgae or secured loan |
|
|
|
|
|
| Additional secured borrowing |
|
|
|
|
|
| Council Tax |
|
|
|
|
|
| Water rates |
|
|
|
|
|
| Buildings insurance |
|
|
|
|
|
| Contenst insurance |
|
|
|
|
|
| Life insurance |
|
|
|
|
|
| Other personal insurance |
|
|
|
|
|
| Gas |
|
|
|
|
|
| Electricity |
|
|
|
|
|
| Other fuel |
|
|
|
|
|
| Telephone (landline) |
|
|
|
|
|
| Telephone (Mobiles) |
|
|
|
|
|
| Internet |
|
|
|
|
|
| Sky or cable TV |
|
|
|
|
|
| TV licence |
|
|
|
|
|
| Housekeeping |
|
|
|
Allow £180 pm for a single adult, a further £120 for each adult or child over 10 and £100 for each child under 10 |
|
| Car(s) fuel |
|
|
|
Allow £0.15 per mile travelled (the national average is 1000 pm for which you should allow £0.15 x 1000 = £150.00 |
|
| Car(s) insurance(s) |
|
|
|
|
|
| Car(s) tax |
|
|
|
|
|
| Car(s) maintenance |
|
|
|
Allow £10 for every 500 miles pm |
|
| Car(s) finance |
|
|
|
|
|
| HP or rental agreement |
|
|
|
Things such as TV, DVD, washer, drier, furniture etc |
|
| Optical and dental treatment |
|
|
|
Unless you get this free for any reason allow £15.00 per person per month as a guide |
|
| Prescriptions |
|
|
|
If you have any prescriptions on a regular monthly basis include them here |
|
| Household maintenance |
|
|
|
For homeowners only and the avergae is £20 - 30.00 per month |
|
| Tools or clothes for work |
|
|
|
|
|
| Public transport |
|
|
|
Don't forget the odd taxi to fetch the shopping home if applicable |
|
| School meals or travel |
|
|
|
|
|
| Child maintenance |
|
|
|
|
|
| Child visitation |
|
|
|
For absent parents only. The normal average is £50.00 per month |
|
| Pet insurance |
|
|
|
|
|
| National insurance contributions |
|
|
|
If you are self employed don't forget to include these |
|
| Priority debts |
|
|
|
If you have any arrears or debts where action has been taken such as a CCJ enter the details here |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Other expenditure |
|
|
|
List the details in the notes field to the right |
|
| Credit cards |
|
|
|
|
|
| Unsecured loans |
|
|
|
|
|
| Overdraft and bank charges |
|
|
|
|
|
| Store cards |
|
|
|
|
|
| Catalogues |
|
|
|
|
|
| Other unsecured debts |
|
|
|
|
|
| |
£0.00 |
£0.00 |
£0.00 |
|
|
| |
|
|
|
|
|
| Total Monthly Expenditure |
|
£0.00 |
|
|
|
| |
|
|
|
|
|
| |
|
|
|
|
|
| |
|
|
|
|
|
| Monthly Disposable Income (MDI) |
|
£0.00 |
|
This is what you have left after paying all your normal living costs, bills and liabilities |
|
